Health Insurance through the Affordable Care Act/Obamacare
Thanks to the Affordable Care Act, also called Obamacare, millions of people now have access to health insurance. Each health insurance plan is different, so what's right for you may not be right for someone else. Plans can also vary by area and state.
Our experienced, licensed agents can help you muddle through the complexities of Health Insurance.
Health Insurance helps you pay for covered medical needs and certain health issues.
If you meet certain qualifications, the government will help you pay your monthly premiums and some out of pocket cost through subsidies. You also cannot be denied for any pre existing conditions.
Some of the Benefits and Costs:
Costs can vary and well as benefits, deductibles and copays. Our savvy agents will help you muddle through the logistics on signing up for Obamacare. We help you compare your options all in one place.
Things to consider when choosing a plan:
Remember, everyone's needs may be different. Different things can affect what health plans offer the best coverage for our immediate needs.
You should decide how many people in your family will be covered by the Marketplace. If you can get health coverage through your job, then you do not need coverage through the Marketplace. You should also consider if your doctor takes that Plan that you're signing up with. Some plans have a wider group of doctors, while others may have limited providers depending on their service area.
Do you take a lot of meds? How often do you see your doctor? Do you have a chronic condition? Those are some questions that will help you determine which plan is best for you. Depending on the answers, you may want to consider a plan that has a higher premium with less deductible.
How do I get enrolled?
In order to start the Enrollment process, you have to do it during the Open Enrollment period which starts November 1, 2017.
If you miss the Open Enrollment period, you may qualify for a Special Enrollment Period. This Special Enrollment Periods may allow you to qualify for Obamacare outside of the Enrollment Period.
Our agents will help you determine health insurance eligibility. Our agents are trained and educated to help you navigate through the insurance marketplace by providing you with quotes from state, federal and private insurance carriers which will meet the minimum standards of the Affordable Care Act (ACA) also known as Obamacare.
They will also help you determine eligibility, help you pick a plan that will fit your health care needs and budget and sign up for this plan.
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